Grants are money given on behalf of the student, which are not to be
re-paid. Sources of grants include the federal government (Federal Pell
Grant, Federal Supplemental Educational Opportunity Grant, or FSEOG) the
New York State government (Tuition Assistance Program, or TAP and others)
the College at Oneonta, and a number of private organizations. Federal
grants are applied for with a Free Application for Federal Student Aid (FAFSA)
while other programs may require additional or other applications.
Loans need to be re-paid! That sounds logical, but students and others
who apply for loans must always be aware that they are taking on a
financial responsibility and have promised to pay the money back with
interest. Students apply for federal loans (the Federal Stafford loan and
Federal Perkins loan programs) by completing the FAFSA. Parents who are
interested in a Federal Parent Loan for Undergraduate Students (PLUS)
will automatically be sent an application/promissory note.
Private student loans are available from various banks. Each loan has
separate application, interest and repayment terms. It is important that
students and borrowers read the terms carefully before borrowing. Feel
free to ask your financial aid counselor any additional questions you may
have.
Some students are awarded Federal Work-Study employment. This program
gives students the opportunity to earn money during the school year. The
amount of the award represents the maximum that a student may earn.
Student's are paid bi-weekly at an hourly wage, currently $7.15.
In addition to the Federal Work-Study Program, the Career Development
Office places students in other employment positions both on and
off-campus. The Career Development office is located in the Netzer
Administration Building, Room 110.
SUNY College at Oneonta - Ravine Parkway - Oneonta, NY 13820 - 607.436.3500
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